In , there’s a little-known way to cut down your car insurance bills significantly. And no, not all drivers are aware of it.

Insurance firms have a habit of setting rates higher than might be necessary, and frankly, they’re not too keen on showing you how to pay them less. So, why overpay?

Consider this: if your daily commute is under 50 miles or if your driving record is clean, you could be sitting on potential savings. But here’s something they won’t tell you at your annual renewal meeting — the less you know, the more they earn.

Here’s what most people don’t know while insurance companies focus on their bottom line, there’s a way to make sure you focus on yours. offers a straightforward solution. We do all the heavy lifting to sift through the myriad of discounts you could qualify for, ensuring you don’t miss out on options as affordable as $38 a month.

Putting OTTO to the test — The results speak for themselves. We’re not just talk. We put our tool to the test with real drivers’ info and the savings were, frankly, more than we expected: